Insurance
iSmile Dental accepts many dental insurace plans. Below is just a partial
list. If you don't see you plan, give us a call and ask if we accept it. We
probably do.
Plans we participate in.
- Metlife
- Guardian
- Cigna
- Dentemax
- Ameritas
- Principal
- Assurant
- DHA
- Unicare
- Delta
Dental
- Well Point
- Dental
Benefit Providers
- Texas CHIP
- Dentaquest
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- Aetna
- United Concordia
- Careington
- United Healthcare
- Humana
- GEHA/Connection Dental Fortis
- BlueCross/Blue Shield
- CompBenefits
- Ameriplan
- Safeguard
- Smile Saver
- Medicaid
- MCNA Dental
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Insurance Basic
Indemnity or Traditional Insurance. Members have the freedom to visit whatever dentist
you like, with no referrals required. An Indemnity plan may also require that you pay
up front for services and then submit a claim to the insurance company for reimbursement.
Claims maybe reimbursed to members or dentists at the dentist's UCR (Usual, Customary & Reasonable fee).
PPO (Preferred Provider Organization). The most popular form of insurance. Members are provided with a
list of participating dentist to choose from. Participating dentists have agreed to offer services at
a negotiated rate, so you generally pay less out of pocket for your care. If your plan has a deductible,
you must meet the deductible before your plan covers your eligible dental expenses. After you meet
your deductible, you will pay a coinsurance amount at the time of service. Your dentist may submit your claims for you.
DHMO (capitated or prepaid insurance). Members must select a dentist who participates in the network. This dentist will take care of your dental needs. Referrals to specialist are required from your
primary dentist. If the dental services rendered were not covered by the DHMO, the dentist will bill you for the charges. Fees are usually reduced, but the patient is responsible for paying the dentist, if
applicable.
Discount Plans. Affordable and easy-to-use alternative to dental insurance. Plan members have access to a large network of participating dentists that have agreed to offer their services at discounted
fees. Members are responsible for the entire portion of the fees. There are no billings, claims or annual maximums involved.
No insurance. No problem. We can help.
At iSmile Dental, we have an affordable and convenient solution for you: the Smile Saver Membership Plan.
For a low annual fee, you'll enjoy substantial savings on dental services. Receive a Free
Annual exam & x-ray and save an average of 30-60% annually on general dentistry services.
Contact your local iSmile Dental office for additional details. Start Saving today.
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